Privacy Notices

Welcome to our website

If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which govern Premium Medical Protection Limited’s relationship with you in relation to this website.

The use of this website is subject to the following terms of use:
The content of the pages of this website is for your general information and use only. It is subject to change without notice.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

Your use of this website and any dispute arising out of such use of the website is subject to the laws of England and Wales.

Copyright

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:

You may print or download to a local hard disk extracts for your personal and non-commercial use only.You may copy the content to individual third parties for their personal use, but only if you acknowledge the website as the source of the material.
You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.

Cookies

To view our cookie policy please click here

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

GDPR Privacy Policy

Privacy Notice (also known as “Fair Processing Notice”)

Data Controller: PREMIUM MEDICAL PROTECTION LIMITED

25 Athena Court, Athena Drive, CV34 6RT

Contact for queries: Rachel Stanley

How we will use the information you give us.

We will only use your information on the basis that it is necessary to administer your insurance contract or help you make a claim. Where we need to pass information to other firms, it will only be for that purpose. These firms will be Insurers, other insurance brokers and firms handling claims. It includes finance providers and firms that process or administer our records.

When we contact you, it will either be for the above reason, or because we have a legitimate interest in marketing related products. For any other marketing it will only be with your consent and you will be able to withdraw your consent or unsubscribe easily at any time.

Your information may be passed to USA under the Privacy Shield arrangement, but only for the above purposes. The law is different but a similar level of protection applies.

If we need to obtain information which is by nature sensitive, we will only do so on the basis that it is in the public interest – for example to fight crime, prevent fraud or to make sure insurance is available.

As an Appointed Representative of Harley Street Insurance Group Limited, all information we process is available to that firm, but only for the above purposes.

What type of personal information do we need?

We need personal details which will include details of your insurance, claims, employment, experience, business or education.
We will only collect what is necessary and will only keep it for as long as we are required to do in line with our data retention policy. You can ask us for a copy.

What other types of information do we need?

Under certain circumstances we may also need to obtain information about Health.
We might also need details of criminal convictions.
We will only collect what is necessary and protect it with appropriate security measures.

How do we obtain your information?

We may gather it from information you submit to a website, by telephone, face to face or by email.
We may receive it from insurers, other insurance brokers, and firms handling claims. It includes finance providers and firms that process or store our records.
If you obtain an online quotation from us, you will be subject to an automated decision based on the underwriting criteria set by insurers.

What are my legal rights?

You have the right to complain to the Information Commissioner at ico.org.uk, Tel 0303 123 11132.
You can obtain a copy of your personal information from us without charge by contacting us at the address above. This may include the right to transfer information to other providers.
You have the right to ask us to correct information.
You have the right to ask us to delete your information or stop using it, unless it is necessary for us to retain it for insurance or financial purposes as set out in our document retention policy.
You may have the right to object if decisions about you are made solely by a computer.

This Privacy Notice was last updated on 01/05/18

HSIG Privacy Policy

Privacy Notice (also known as “Fair Processing Notice”)

Data Controller: HARLEY STREET INSURANCE GROUP LIMITED

25 Athena Court, Athena Drive, CV34 6RT

Contact for queries: Rachel Stanley

How we will use your information.

We will only use your information in connection with Premium Medical Protection Limited (PMP), to administer your insurance contract or help you make a claim. Where we need to pass information to other firms, it will only be for that purpose. These firms will be Insurers, other insurance brokers and firms handling claims. It includes finance providers and firms that process or administer our records.

Your information may be passed to USA under the Privacy Shield arrangement, but only for the above purposes. The law is different but a similar level of protection applies.

If we need to process information which is by nature sensitive, we will only do so on the basis that it is in the public interest – for example to fight crime, prevent fraud or to make sure insurance is available.

What type of personal information do we need?

We need personal details which will include details of your insurance, claims, employment, experience, business or education.
We will only collect what is necessary and will only keep it for as long as we are required to do in line with our data retention policy. You can ask us for a copy.

What other types of information do we need?

Under certain circumstances we may also need to obtain information about Health.
We might also need details of criminal convictions.
We will only process what is necessary and protect it with appropriate security measures.

How do we obtain your information?

We gather it from information you provide to PMP, or from you if you make a complaint.
We may receive it from insurers, other insurance brokers, and firms handling claims. It includes finance providers and firms that process or store our records.

What are my legal rights?

You have the right to complain to the Information Commissioner at ico.org.uk, Tel 0303 123 11132.
You can obtain a copy of your personal information from us without charge by contacting us at the address above. This may include the right to transfer information to other providers.
You have the right to ask us to correct information.
You have the right to ask us to delete your information or stop using it, unless it is necessary for us to retain it for insurance or financial purposes as set out in our document retention policy.
You may have the right to object if decisions about you are made solely by a computer.

This Privacy Notice was last updated on 02/05/18

BHIIL Short Privacy Notice

Who we are

We are Berkshire Hathaway International Insurance Limited, the insurer identified in your contract of insurance.

The basics

We collect and use relevant information about you to provide insurance cover and to meet our legal obligations.

This information includes details such as your name, address and contact details and any other information that we collect about you in connection with the insurance cover from which you benefit. This information may include more sensitive details such as information about your health and any criminal convictions you may have.

Your information may be shared with, and used by, a number of third parties in the insurance sector including brokers, reinsurers, loss adjusters, sub-contractors, regulators, law enforcement agencies, fraud and crime prevention and detection agencies and compulsory insurance databases. We will only disclose your personal information in connection with the insurance cover that we provide and to the extent required or permitted by law.

In certain circumstances, we may need your consent to process certain categories of information about you (including sensitive details such as information about your health and any criminal convictions you may have). Where we need your consent, we will ask you for it separately. You do not have to give your consent and you may withdraw your consent at any time. However, if you do not give your consent, or you withdraw your consent, this may affect our ability to provide the insurance cover from which you benefit and may prevent us from providing cover for you or handling your claims.

Other people’s details you provide to us

Where you provide us or your broker with details about other people, for example employees, you must provide this notice to them.

Your rights

You have rights in relation to the information we hold about you, including the right to access your information held by us. If you wish to exercise your rights, discuss how we use your information, please use the contact details provided on our full Privacy Notice available at the website link below.

Want more details?

For more information about how we use your personal information and your rights please see our full privacy notice, which is available online at the following location:

www.bhiil.com

If you are unable to obtain the notice via our website, please ask your broker to contact us and we will provide the notice to you in a different format.